Mindblown: a blog about philosophy.

Raleigh Hills, OR has the most expensive homes in the Portland metro area with a typical value of $903,531. Lake Oswego and Brush Prairie follow with values of $869,426 and $847,308 respectively. Home values vary across 80 cities, with many showing 5-year increases around 30-42%. Recent 1-year changes are mostly slight declines or modest gains…

As the new year approaches, many aim for homeownership, starting with mortgage pre-approval. Key steps include strengthening your credit score by checking reports, paying down debt, and paying bills on time. Organize financial documents like proof of income and bank statements. Save for down payments and closing costs, and avoid major financial changes. Research and…

In 2025, rents are falling sharply across many U.S. markets due to new apartment construction and pro-housing reforms. Sarasota leads with a 42.7% drop, followed by Providence (19.2%), Minneapolis (11.1%), and Austin (8.8%). Smaller cities like Athens and Sunbury also see declines. Nationally, rents decreased about 0.8%, driven by increased supply and higher vacancy rates,…

Tapping into home equity can fund significant projects or life changes through a home equity loan, often referred to as a second mortgage. This fixed-rate loan allows homeowners to access funds for renovations, debt repayment, or major expenses. To calculate equity, subtract the mortgage balance from the home's appraised value. Requirements include being a member…