Mindblown: a blog about philosophy.
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Mortgage Rates Predictions: Will Rates Go Down to 4% Next Year? | Your Real Estate Resource for Advice, Tips and Trends.
No Big Drop Ahead: Experts see rates holding in the mid-6% range next year, far from pandemic-era lows. Inflation Stays Sticky: Above-target inflation keeps the Fed cautious about cutting rates. History Check: Sub-3% rates were an anomaly; typical U.S. mortgage rates run 6–8%. Buyer Strategy: Focus on credit scores, bigger down payments, and shopping lenders—not…
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Best Housing Markets for Home Buyers Currently in 2025
In mid-2025, several U.S. housing markets, especially in the South and West, show homes selling below asking price due to rising inventory, slower buyer demand, and overpricing by sellers. Top metros with significant price cuts include Denver, Phoenix, and Austin. Buyers can leverage this trend by researching market values and negotiating wisely, while sellers must…
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Mortgage Rates in Mid-Q3 2025: Mid-6% Likely to Hold | Your Real Estate Resource for Advice, Tips and Trends.
Average 30-year fixed rate is at 6.74% and experts expect it to remain between 6.4% and 6.8% this month. No major shift expected as the Fed holds steady and inflation remains sticky. Rates may ease slightly if inflation improves. Most forecasts from NAR, MBA, Fannie, and Freddie point to stability. A small decrease is possible…
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Top 10 Buyer-Friendly Housing Markets Where You Can Snag a Deal
In June 2025, several U.S. housing markets, especially in the South and West, show homes selling below asking price due to rising inventory, slower buyer demand, and over-optimistic sellers. Top markets with significant price cuts include Denver, Phoenix, Austin, Tampa, and Jacksonville. Buyers can find deals but should research, negotiate wisely, and consider all costs.…
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Best Deals in Portland Housing 2025 | Your Real Estate Resource for Advice, Tips and Trends.
In mid-2025, 29% of homes in Portland have price drops. Increased market days help buyers negotiate more. Inventory growth means more homes to choose from. Sellers becoming flexible as demand slows. Portland buyers gain strong leverage today.
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Washington County Considers Introducing Accessory Dwelling Units in Rural Areas
Washington County is considering allowing accessory dwelling units (ADUs) in rural areas not designated for farming or forestry, following recent state law changes. Previously restricted to urban zones, rural ADUs could offer affordable housing and family proximity options. The county seeks public input on potential benefits and challenges, including infrastructure and land-use impacts, with feedback…
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The Minimum Savings You Need to Retire in Oregon | Your Real Estate Resource for Advice, Tips and Trends.
Oregon ranks #14 among the most expensive states to retire based on minimum savings needed Minimum savings needed to retire in the state: $1,091,462 Annual cost of living (total expenditures): $66,096 Annual Social Security income: $22,523.40 Annual expenditures after Social Security: $43,658
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Oregon’s Home Values and Mortgage Balances Over 5 Years | Your Real Estate Resource for Advice, Tips and Trends.
AAvg home value in 2025: ~$497K Change: ↑ 33% from ~$374K in 2020 Avg mortgage balance in 2025: ~$289K Change: ↑ 24% from ~$233K in 2020 US national 5-yr growth: • Home value: ↑ 40% • Mortgage balance: ↑ 24%
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Oregon 2025: Urban Softening, Rural Resilience | Your Real Estate Resource for Advice, Tips and Trends.
Portland prices forecast to soften modestly as buyer caution stays high. Suburbs and rural markets hold value better due to affordability.
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California Bets on Adus for Housing Crisis | Your Real Estate Resource for Advice, Tips and Trends.
California’s ADU reforms are expected to boost affordable housing by streamlining permitting and construction. By 2026, findings will estimate how many new ADUs serve as long-term residential housing.
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