Mindblown: a blog about philosophy.
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Preparing for a Mortgage Pre-Approval in the New Year
As the new year approaches, many aim for homeownership, starting with mortgage pre-approval. Key steps include strengthening your credit score by checking reports, paying down debt, and paying bills on time. Organize financial documents like proof of income and bank statements. Save for down payments and closing costs, and avoid major financial changes. Research and…
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What Do Homebuyers Pay in Closing Costs in Oregon? | Your Real Estate Resource for Advice, Tips and Trends.
Closing costs usually amount to 3% to 6% of the mortgage. For example, a $450K mortgage could mean ~$13K to $27K in closing fees. In Oregon, homebuyers pay an avg of $3,862 in closing costs. The avg transfer taxes in Oregon are $465, which contribute to the total amount. Oregon’s closing expenses consist of both…
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Honoring the Significance of Indigenous Day | Your Real Estate Resource for Advice, Tips and Trends.
Indigenous Peoples’ Day celebrates, recognizes, and honors the beautiful traditions and cultures of the Indigenous People We take a stand for and support the indigenous people on this day. We should also offer our support to those who invest and uplift the indigenous communities.
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The places where rent is falling the quickest in 2025
In 2025, rents are falling sharply across many U.S. markets due to new apartment construction and pro-housing reforms. Sarasota leads with a 42.7% drop, followed by Providence (19.2%), Minneapolis (11.1%), and Austin (8.8%). Smaller cities like Athens and Sunbury also see declines. Nationally, rents decreased about 0.8%, driven by increased supply and higher vacancy rates,…
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Check out my new listing Address: 1219 34th Pl # , Forest Grove
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Oregon Home Values on Track to Soar by 2030 | Your Real Estate Resource for Advice, Tips and Trends.
Oregon home prices are expected to surpass $631K by 2030, fueled by natural beauty, population growth, and a thriving tech industry. Restricted development adds pressure on housing supply and costs.
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Tips to Getting Qualified for Home Equity Loan
Tapping into home equity can fund significant projects or life changes through a home equity loan, often referred to as a second mortgage. This fixed-rate loan allows homeowners to access funds for renovations, debt repayment, or major expenses. To calculate equity, subtract the mortgage balance from the home's appraised value. Requirements include being a member…
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Portland Prices Dip, Market Slows Down Fast | Your Real Estate Resource for Advice, Tips and Trends.
Slide 1: Portland’s median home price dipped to $529K in August, dropping faster than usual. Slide 2: Listings shrank 4% from July, while new listings plunged nearly 14% month-over-month.
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How’s the Portland Housing Market in Late-Summer 2025? | Your Real Estate Resource for Advice, Tips and Trends.
In August 2025, the median listing home price in Portland was ~$529,900, showing a substantial decline MoM. The price per sq ft ↓ 0.6% MoM, smaller than the national decline of 1.2%. There were 2,936 homes for sale, ↓ 4.0% MoM but ↑ 10.1% yearly, while new listings totaled 932, ↓ 13.7% MoM and ↓…
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Will Portland Stabilize Then Grow? | Your Real Estate Resource for Advice, Tips and Trends.
Prices forecast to stabilize late 2025, with gentle gains in 2026. Sales to recover slowly as affordability nudges buyers off the fence. Suburbs and commuter towns expected to outpace the core. Overall: gentle, fundamentals-driven rebound into 2026.
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