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Slide 1: 📈 Suburban rents are climbing faster than Portland city. Slide 2: 🏡 Median three-bedroom rent: $2,695 in Portland; some suburbs exceed $2,922/month.

Mortgage rates high but steady – Currently around 6.7–6.9% and expected to ease slightly by year-end, giving buyers more stability when planning purchases. Inventory rising, prices cooling – Supply has grown to its highest post-pandemic level, offering buyers more choices and slowing home price growth significantly. Homeownership costs increasing – Property taxes and insurance premiums…

Portlans retail vacancies soar, doubling housing supply — buyers now hold serious power. Housing inventory doubles pre-pandemic levels, giving buyers power; prices may drop 8-10% by 2025.

Renter households are growing fast — 2.5% vs. 0.8% owner growth this year. Single-family starts expected ↓ 3.0% in 2025, ↓ 0.5% in 2026, then rebound in 2027. Multifamily housing is booming — up 6% in 2025 as buyers shift to renting. Inventory of unsold new homes nearly 4× higher since 2022 — builders feel…

No Big Drop Ahead: Experts see rates holding in the mid-6% range next year, far from pandemic-era lows. Inflation Stays Sticky: Above-target inflation keeps the Fed cautious about cutting rates. History Check: Sub-3% rates were an anomaly; typical U.S. mortgage rates run 6–8%. Buyer Strategy: Focus on credit scores, bigger down payments, and shopping lenders—not…

Average 30-year fixed rate is at 6.74% and experts expect it to remain between 6.4% and 6.8% this month. No major shift expected as the Fed holds steady and inflation remains sticky. Rates may ease slightly if inflation improves. Most forecasts from NAR, MBA, Fannie, and Freddie point to stability. A small decrease is possible…

In mid-2025, 29% of homes in Portland have price drops. Increased market days help buyers negotiate more. Inventory growth means more homes to choose from. Sellers becoming flexible as demand slows. Portland buyers gain strong leverage today.