Mindblown: a blog about philosophy.
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Will Early 2026 Mortgage Rates Fuel Housing Demand? | REAL ESTATE by REAL PEOPLE
⭐ Slide 1 “Rates dipping again as 2026 nears, giving buyers rare breathing room.” ⭐ Slide 2 “Tiny 10-year Treasury shifts now decide if January drops or jumps.” ⭐ Slide 3 “Low inventory keeps home prices stubborn, quietly pressuring lenders to soften rates.” ⭐ Slide 4 “Experts expect 6.0%–6.5% swings as inflation signals stay annoyingly…
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Will Portland Builders Thrive in 2026? | REAL ESTATE by REAL PEOPLE
Builder confidence in Portland is cautiously optimistic for 2026 after modest improvement in late 2025. Incentives remain common in Portland as affordability continues influencing buyer decisions entering 2026. Price reductions and financial perks are expected to persist in early 2026. Energy-efficient features may become standard incentives to attract buyers in Portland in 2026. Recent sales…
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Happy New Year! | REAL ESTATE by REAL PEOPLE
A new year arrives with fresh goals, bold ideas, and the momentum to turn today’s plans into tomorrow’s lasting success. 2026 begins with opportunity ahead, inviting smarter decisions, renewed focus, and confidence to shape what comes next. Happy New Year 2026, a time to celebrate progress, embrace change, and move forward with optimism, purpose, and…
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Gov. Kotek Reports Progress Toward 50,000 New Housing Units in Oregon
Oregon has advanced toward long-term housing goals, unlocking 54,000 new units since 2023, with nearly 14,000 financed or built and 40,000 planned. Governor Tina Kotek set a target of 36,000 homes annually, now revised to 30,000. Efforts include $1.5 billion in funding, new housing plans, and improved coordination. Challenges remain, including data gaps and political…
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Saving for a home: The states where a 10% down payment comes together fastest
Saving a 10% down payment fastest occurs in states like Iowa and Ohio due to moderate home prices and solid incomes, while high-cost states like California and New York take over twice as long. A 10% down payment with PMI is common on conventional loans, easing entry compared to 20%, which doubles saving time. The…
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U.S. Housing Market Entering a New 2026 Advantage? | REAL ESTATE by REAL PEOPLE
The market is shifting into a clearer 2026 landscape, with several regions—especially the Rust Belt—showing steady growth and strong buyer demand. Rising inventory in Sun Belt markets is opening new opportunities, giving buyers better prices and stronger negotiating power than in recent years. Midwest and Northeast affordability continues to support resilient demand, helping these regions…
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How To Decide The Length Of Your Mortgage
Choosing a mortgage term involves balancing interest rates, monthly payments, budget, and job security. Shorter loans like 15 years have lower interest but higher payments, while longer loans like 30 or 40 years offer lower monthly costs but more interest over time. Consider how long you plan to stay in the home and your financial…
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Happy Holidays | REAL ESTATE by REAL PEOPLE
The middle of winter has long been a time of celebration around the world. Many peoples rejoiced during the winter solstice, when the worst of the winter was behind them, and they could look forward to longer days and extended hours of sunlight.Popular modern customs include gift-giving and the display of various holiday decorations.Here's wishing…
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Oregon: Market Rebalancing After Pandemic Surge | REAL ESTATE by REAL PEOPLE
Portland area sees pricing level off post-pandemic. Rural and coastal segments experience slower activity. New builds help offset supply shortages. Inflation relief supports cautious buyer confidence. Gradual stabilization expected across 2026.
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First-Time Homebuyer Tips You Can’t Afford to Ignore
Set a realistic budget considering mortgage, taxes, insurance, and repairs. Get mortgage preapproval to strengthen your buying power. Choose a location that suits future needs, factoring in commute, schools, and property trends. Never skip a home inspection to avoid costly surprises. Be prepared to negotiate price, repairs, and closing costs to save money and secure…
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