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Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was…

In Oregon, the median listing price for a home is $564,500. A 20% down payment of $112,900 results in monthly payments of $2,959.

Smaller cities are growing rapidly as remote work boosts demand for affordable living. Green buildings are gaining popularity with tenants, driven by sustainability efforts and government incentives for energy-efficient properties

Mortgage rates are expected to fall in 2025, easing the path to homeownership. As rates drop, more homeowners may sell, boosting real estate inventory and market opportunities.

Home sales may rise 1.5%, prices climb 3.7%, and mortgage rates stay above 6% despite slight cuts. A historic 11.7% home inventory jump and 13.8% new construction surge mark supply resurgence in 2025.

The Fed sets the federal funds rate, influencing borrowing costs for short-term loans like credit cards and home equity. Mortgage rates generally follow the 10-year Treasury yield, not the Fed’s rate, but can be affected by its actions.

Tracking weekly housing data provides a clearer understanding of future market trends and demand shifts. Purchase applications vary significantly based on mortgage rate changes, reflecting market sentiment and demand.

恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off firecrackers and fireworks, and…

Federal funds rate to hold steady at 2.9% across all four quarters, reflecting a new equilibrium. Borrowers and savers benefit from consistent rates, enabling confident financial decision-making.