To save money on insurance premiums, maintain a good credit rating, as it influences rates for auto and homeowners insurance. A clean driving record also helps, with fewer accidents leading to lower costs. Opting for higher deductibles can reduce premiums, but ensure you have savings for potential out-of-pocket expenses. Always inquire about available discounts, as they can significantly lower costs. Lastly, shop around for better deals, especially with specialty insurance companies or brokers who offer a variety of options.
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