How to get approved as a self-employed, first-time home buyer

Nearly a third of Americans are self-employed, and many use this income to buy homes. Self-employed buyers can qualify for mortgages without W2s by providing tax returns, bank statements, or other documents. Standard loans, bank statement loans, and portfolio loans are options, each with different requirements and rates. Despite pandemic challenges, financing remains available. Shopping around is crucial to find the best rates and approval chances.